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What is a bad credit and how to avoid it?

The good thing about credit is that it can be improved. You can work on better financial habits, pay off debt, and ultimately rebuild your credit.

What is a bad credit score?

Usually when someone has bad credit it means that person also has bad credit which affects their ability to get the financial products that they need. A credit …

A loan is a way to increase the company’s revenues

Many entrepreneurs associate a loan primarily with the crisis in the company and financial problems that make it impossible to finance the current operation with their funds. Therefore, they keep away from incurring financial obligations and decide to do them only as a last resort. However, more and more of them are beginning to realize that a  loan can be …

Debt collection via Instagram: A new method of verifying the debtor’s assets

Social media is very popular. Facebook is the undisputed leader, but Instagram can also boast a large group of users. These types of platforms undoubtedly have their advantages, but you also need to remember to use moderation and restraint. Otherwise, we may face negative consequences. The more that an increasingly common method of debt collection is collected via Instagram. What …

Are payday loans used only by indebted people?

Sometimes you can hear that payday loans are only for heavily indebted people, and if we earn well, we should only go to banks, i.e. institutions that still enjoy some public trust. But how is it? Are payday loans only used by indebted people or do they have much wider applications than one might assume?

What are payday loans characterized

Loan insurance – is it worth it?

When taking out a bank loan, we can expect that we will also be offered several additional products, such as checking and savings account, credit card, or insurance. Interestingly, the last of the above-mentioned services, i.e. insurance, is also increasingly offered by loan companies. A question arises in this connection –  is loan insurance a good choice? How much does …

Will I get a loan with payday loans?

Payday loans, i.e. loans for a small amount and with a short repayment period that can be quickly and easily taken out via the Internet, are very popular among Poles. In themselves, they are nothing bad, on the contrary – they can often turn out to be very useful and even beneficial (especially in the case of free first payday …

Finance your projects with a personal loan

How to finance your projects with a personal loan?

Do you have a project in mind that you would like to carry out but do not know how to finance? Know that the personal loan can help you finance all or part of your project. To subscribe to your bank or any other credit organization, the personal loan has many …

Lighten your monthly payments with loan centralization

Are you having difficulty repaying your monthly payments? Would you like to regain control over your finances and optimize your repayment capacity? Know that there are several solutions allowing you to reduce your monthly payments, thanks to the centralization of loans. Through this publication, we return for a moment to the advantages of the consolidation of credits, whose main function …

Credit consolidation and centralization of debts

Credit consolidation and debt centralization: principle and advantages

Using a loan is a quick financing option when the budget for a project is high. Taking out several different loans can lead to over-indebtedness when your financial situation deteriorates. Credit consolidation allows you to centralize your debts and clean up your charges.

An interesting solution to centralize your debts

The operation …

How does an installment loan work?

An installment loan is a contract through which a banking establishment or an authorized body makes a certain amount of money available to any natural person, without this borrower being obliged to justify the destination of the funds received. It is a depreciable credit, which can be obtained both to finance the purchase of a service or a good as …